← All services PMS / AIF

Private portfolios, professionally managed.

Portfolio Management Services and Alternative Investment Funds, explained honestly and distributed under APMI registration.

PMS, in plain words

In a Portfolio Management Service, a SEBI-registered portfolio manager runs a portfolio for you alone. The securities sit in your own demat account, in your name. Nothing is pooled.

Because the mandate is individual, the portfolio can be far more concentrated than a mutual fund: fifteen to twenty-five stocks is common. SEBI sets the minimum investment at ₹50 lakh, and fees are typically a fixed percentage, a performance share above a hurdle, or a mix of both. Every rupee of it must be disclosed to you.

Most PMS mandates are discretionary: the manager acts within an agreed strategy without asking you trade by trade. Non-discretionary variants exist for investors who want the final say.

AIF, in plain words

An Alternative Investment Fund is a pooled, privately offered vehicle with a SEBI minimum of ₹1 crore. Category I funds back startups and infrastructure; Category II covers private credit and private equity; Category III runs hedge-fund-style strategies on listed markets.

AIFs suit investors with a sizable, diversified base who want access to strategies public markets can't offer, and who can stay locked in for the fund's tenure.

The process

How we'll work together

01

Understand the mandate

We clarify what you want the money to do and whether PMS, AIF or neither is the right vehicle.

02

Evaluate managers

We shortlist SEBI-registered managers and walk you through strategy, fees, risks and track-record context.

03

Stay your point of contact

Paperwork, reporting, reviews. One accountable relationship through the life of the investment.

NIVO Financial Services LLP is a PMS distributor registered with APMI (APRN09423). PMS and AIF products are offered by SEBI-registered managers; NIVO distributes and does not manage portfolios. Investments are subject to market risks. Read all related documents carefully.
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